“It’s important. What you spend means a lot, not just today but tomorrow and onward. Keep track of what you spend and whether it’s a necessity or a luxury. Do you need that candy bar when you go grocery shopping? Or that coffee when you have a coffee pot at home? It’s as simple as realizing how those little things add up to make a large difference. Make a large drink a medium or even a small if you’re daring and watch what seems like chump change grow. Even if you don’t keep track of what you spend every day sit down maybe once a week and think about your expenses. Then use our tools to see the hard facts about what you could save, all on your own. ”